Do I have to be from the UK to get a phone contract?
We live in a more diverse, globalized world now than we did when phone contracts became so important to consumers. Today, you may live in one country for a few years before relocating to another, traveling from one side of the planet to another.
The internet makes it easier to work, stay in touch with friends & family, and run our lives remotely no matter where you’re based.
That’s why you don’t have to be from the UK to get a phone contract.
But some providers may prefer you to have lived in Great Britain for three years or more. In this case, you would be asked to submit specific proof of identity or employment from across that period.
This is to confirm you are who you say you are, and to demonstrate that you have regular income.
That’s an essential factor phone companies have to consider before providing customers with contracts: if you don’t have money flowing into your account each month, they have no way to know if they’ll be paid.
What credit score do I need to be eligible for a phone contract?
So, are there mobiles for bad credit available?
Yes, there are. Having a bad credit rating doesn’t mean you’re not eligible for a phone contract in the UK. You can still get your hands on a great smartphone with the features and apps you rely on every day.
But like any other form of credit available to consumers (such as a credit card or loan), a bad credit score can make securing a perfect deal a little bit more difficult.
What if you have no credit history?
Unfortunately, you may have no credit history at all if this is the first mobile phone contract you’ve applied for, especially if you have never taken out a loan or credit card.
In some ways, this is both good and bad: while there’s no evidence that you’re untrustworthy with money, there’s none to prove that you can be trusted either.
So, yes, you can get mobiles for bad credit. There are specialist companies online (such as Mega Mobile Deals) dedicated to helping you find deals on the latest smartphones no matter how low your credit score is.
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